Dental Patient Finance

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old couple with dental implants

Looking to spread the cost of your dental treatment?

Ask us about our interest free dental finance.

*Finance is subject to status. Terms and conditions apply. Representative example. Representative 0% APR.

Finance Your Treatment

Our financing plan is a popular option for patients considering cosmetic dental treatments. It allows you to spread the cost of your treatment over an agreed period that fits within your budget.

Please see the table below for finance examples with payments spread from 12 to 36 monthly instalments:

Interest Free Finance for 12 months
Treatment CostPeriod MonthsAPRMonthly CostTotal Cost
£ 3,000120%£ 250£ 3,000
£ 3,000249.9%£ 137.72£ 3,305
£ 3,000369.9%£ 96.07£ 3,459

What treatment qualifies for 0% Finance?

For treatments above £600, you will be able to apply for finance. You will
also need to be over the age of 18, but not necessarily a current patient at
the practice.

What is the most I can borrow?

Options are available to typically, borrow between £600 to £20,000 subject
to a credit application. This may be filled out at the practice, with a decision
provided, in some cases, on the same day.

How do I repay the dental loan?

As with most other credit agreements, your dental treatment will be paid off
in affordable monthly instalments collected by Direct Debit.

How much interest will I pay?

Paying off your treatment over 12 months or less, you simply pay for your
treatment and nothing else. 0% finance is just that – pay no interest on the
loan amount. With no deposit required, your total treatment cost is simply
divided over the number of months you wish to pay it off.

For a credit term in excess of 12 months, please see our repayment table
above or speak to one of our team in your nearest practice.

How do I apply for a dental loan?

Once you have discussed and agreed treatment with your dentist, we will
be able to make the credit application on your behalf. Once approved and
processed, you will receive written confirmation from the credit provider. We
may then commence treatment.

Can I use finance for more than one dental treatment?

Yes, you may apply for finance for any treatment over £600.

Piccadilly Dental is a trading name for Borough Dental Limited and is authorised and regulated by the Financial Conduct Authority FRN 947131. We act as a credit broker not a lender and offer finance from one lender. Borough Dental Limited Company Registration 13014177. Registered at 2nd Floor, Grove House, 55 Lowlands Road, Harrow, Middlesex, HA1 3AW.